At Select Car Credit, we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website or interact with our services.

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1. Information We Collect

We may collect and process the following data about you:

• Personal details: Name, address, phone number, email address.

• Vehicle and finance preferences: Car models you are interested in, finance application details.

• Technical data: IP address, browser type, device information, and browsing behavior on our website.

• Correspondence: Any communication you send us via email, contact forms, or phone.

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2. How We Use Your Information

We use your information to:

• Provide and manage car finance and vehicle sales services.

• Respond to enquiries and communicate with you about your application or purchase.

• Improve our website, services, and customer experience.

• Comply with legal obligations, including fraud prevention and credit checks.

• Send you marketing communications (if you have consented to receive them).

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3. Legal Basis for Processing

We process your personal data based on the following lawful grounds:

• Consent: Where you have agreed to our use of your data for marketing.

• Contractual necessity: To process your car purchase or finance application.

• Legal obligation: To comply with applicable UK laws and financial regulations.

• Legitimate interests: To improve our services and protect against fraud.

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4. Sharing Your Information

We may share your data with:

• Credit reference agencies and financial institutions for finance applications.

• Service providers and partners who help us deliver our services.

• Legal or regulatory authorities when required by law.

We do not sell your personal data to third parties.

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5. Cookies and Tracking

Our website uses cookies to improve user experience and analyze traffic. You can manage or disable cookies in your browser settings.

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6. Your Rights

Under the UK GDPR, you have the right to:

• Access your personal data.

• Request correction of inaccurate data.

• Request erasure of your data (where legally permitted).

• Object to or restrict processing.

• Withdraw consent at any time (for marketing purposes).

• Receive your data in a portable format.

To exercise your rights, contact us at info@selectcarcredit.co.uk

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7. Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, loss, or misuse.

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8. Data Retention

We will retain your personal information only as long as necessary for the purposes outlined in this policy or as required by law.

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9. Complaints Procedure

If you have concerns about how we process your personal data, please contact us at:

Select Car Credit
Swift House, Liverpool Road, ST5 9JJ
Email: [insert email]
Phone: [insert phone]

You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO) at www.ico.org.uk.

 

10. Changes to this Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date.